Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Personal Insurance Protection
We help cover your life better.
Whether it's a minivan with eight seats, a sporty coupe with two - or even a motorcycle - we can help you protect it. Find out more about the extras that are available with an ERIE auto policy.
Start with your zip code to compare car insurance
Start with your zip code to compare Home insurance
Start with your zip code to compare life insurance
Start with your zip code to compare health insurance
“I love having a local agent who answers the phone when I call and takes care of my insurance needs quickly. And they saved me a lot!”
Love the people here, they’re friendly and fast, and I have all of my policies through them, auto, home, and life. I highly recommend!”
“The Whitbeck Agency really made switching insurance companies easy. They explained their recommendations so I understood what I was paying for and at a substantial cost savings to me. The best!”